UNDERSTANDING THE PROCESS

Know What to Expect

Your experienced Real Estate Agents, The Live Now Team wants to help you understand the process of buying or selling a home. You will find that we have the knowledge and tools to help you transition through this process, and we look forward to working with you! Select an area below where we can help you learn more:


Still have questions? Don't hesitate to give us a call at 772-202-2230 or Contact Us.
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Choosing a Realtor

Like choosing any service professional – from an accountant to your family doctor – it’s important to do your homework before deciding on a real estate agent.

Your home purchase or sale likely represents one of the most significant financial transactions of your life, and you definitely want to find the right person for you.
Abilities matter. And production matters. You want someone with experience, education and a proven track record of successful closings.

Selecting a Lender

The Live Now Team makes it easy to select a quality lender to help finance your new home. We have established a relationship with several lenders that have helped our clients through the process with the same level of service that we provide you. Our preferred lenders include:
No-Obligation Consultations
Call 772-202-2230
"Carolyn provided us with a great home buying experience due to her expertise and knowledge. We were impressed with the level of detail that she demonstrated throughout our transaction - done mostly remotely from out-of-state. We felt very reassured every step of the way!!"

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Truliasteviedeuce2, Trulia
John B Digges
NMLS #132107
US Mortgage of Florida
NMLS #75597

4800 N. Federal Hwy
Building E, Suite 200
Boca Raton, FL 33431

Office: 561-886-0300
Fax:     561-886-0301
Cell:     561-302-5920

Charles Carmen Mayell
NMLS #779831
CMG Financial
NMLS #1150982

1880 N. Congress Ave.
Suite 208-209
Boynton Beach, FL 33426

Office: 561-870-8944
Fax:     561-910-2369
Cell:     772-202-3839

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Buying a Home

Buying a home is a big deal. The financial and emotional stakes are high - but the rewards can pay dividends for a lifetime.

Plain and simple, owning a home can improve your quality of life, provide stability, and give you a sense of control you just can't get from renting a house. You have a place to live when you rent, but buying is something much deeper and better.

The Importance of a Buyer's Agent

A real estate transaction is a complex process involving stacks of paperwork and a number of outside service providers and contractors.

An experienced buyer's agent can guide you through the process, answer your questions and serve as your advocate. Your agent will help you find the property that fits your needs, submit offers and counteroffers, suggest a good property inspector and other professionals, and provide all sorts of relevant advice.

With a buyer's agent, you'll have someone on your side, looking out for your interests every step of the way.
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Selling a Home

Selling a house can be stressful. Making the decision, preparing the house for sale, keeping it clean, waiting for a buyer, dealing with offers, and advancing to the closing table – all of these steps can involve discomfort. This is a huge financial transaction with many emotional aspects.

But you can get it done – and it may even be easier than you anticipate.

One thing to keep in mind is that you’re not alone. An experienced, professional real estate agent can guide you through the process, help resolve any issues that come up, and ensure that your home sells for the optimal price in a timely manner.
Find out how much your home is worth. Request a Home Valuation Estimate today!
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Mortgages

The concept of a mortgage is quite simple. It’s basically a loan for a home wherein the property itself is used as collateral.

Securing a mortgage, however, can be complex. The process may take more than a month, as several parties from the escrow officer to the loan underwriter work behind the scenes to put it all together.

A trusted real estate agent can recommend a reputable mortgage broker or lender and help you navigate through the process.
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Escrow

Although it’s not the most talked-about aspect of buying a home, escrow is nonetheless a vital component of a successful transaction.

Escrow is an arrangement in which a neutral third party holds onto funds and key documents involved in a home sale, and then distributes them according to the agreement between the buyers and sellers. The Escrow period begins when a seller accepts a buyer’s offer and ends at the closing table.

Purchasing a house isn’t like buying shoes; there’s a lot of money involved, a lot of steps to manage, and a lot at stake. So, the buyers and sellers don’t exchange money and documents directly with one another. They do it through the escrow account.

Escrow ensures accountability. Buyers want to be sure that all contingencies are met (inspection, title report, secured mortgage, etc.) before the sellers cash any checks. Sellers want to make sure they receive funds before they hand over the deed.
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Title Insurance

Title insurance is a policy that protects against financial loss stemming from problems found in a property’s title or legal ownership.

As the buyer, how do you know the seller really owns the property? How can you be sure there are no liens, such as  unpaid taxes and lawsuits, or undisclosed heirs who might claim ownership? The answer lies in the title search.

A good title search generally turns up these types of issues. And a good title insurance policy will protect the issues that arise during your ownership.
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Home Inspections

In your excitement to buy a home, it’s easy to miss a small crack in the foundation, some leaky pipes under the house, or a roof that needs to be replaced.

The sellers worked hard to make the home look as desirable as possible, but looks don’t tell the whole story. That’s where your home inspection comes in.

Your home purchase is one of the biggest investments of your life, and it’s important to know exactly what you’re buying. The best way to ensure this is through a professional home inspection.
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